Payment Policy

Introduction

At BALIBARDESIGN, we are committed to providing a secure, transparent, and frictionless checkout experience for our customers across France and Europe. This Payment Policy outlines our accepted payment methods, authorized transaction currency, digital security standards, and billing transparency. By completing an order on our store, you agree to the terms and billing procedures detailed below.

Accepted Payment Methods & Currency

Supported Payment Methods:

- Visa

- Mastercard

- American Express

- Apple Pay

Transaction Currency:

- All orders and checkout transactions are processed strictly in Euros (EUR - €).

- If your financial institution operates in a different base currency, your card issuer may apply their standard currency conversion rate.

Unsupported Payment Methods:

To maintain strict transaction security and fraud compliance, we do not accept:

- Personal checks or corporate bank drafts

- Money orders or postal orders

- Direct offline bank transfers (wire transfers)

- Cash on Delivery (COD)

- Cryptocurrency payments

Payment Security & PCI Compliance

- 256-Bit SSL Data Encryption: Secured using 256-bit SSL/TLS encryption protocols end-to-end.

- PCI-DSS Level 1 Certification: All payment transactions are processed through certified PCI-DSS Level 1 service providers.

- Zero Local Storage Guarantee: We never store, log, retain, or access your complete, raw credit card numbers, CVV/CVC security codes, or magnetic stripe data on our internal servers.

- On-Site Secure Checkout: Checkout is executed directly within our integrated, secured store environment without unauthorized redirects.

Billing, Taxes & $0 Hidden Fees

Transparent Pricing Guarantee:

What you see at checkout is the exact and final amount you pay. We do not charge administrative handling surcharges, card processing fees, or hidden subscription charges.

Total Order Cost Formula: Product Price + Shipping Fee (15.00 € for orders under 80.00 € / 0.00 € for orders 80.00 € and above) + Applicable Taxes.

Taxes and Value-Added Tax (VAT):

Product prices displayed on our website are inclusive of applicable Value-Added Tax (VAT) in accordance with French and European Union tax legislation, or calculated automatically at final checkout based on the delivery destination. You will never be asked to pay unexpected supplementary fees upon package arrival.

Payment Processing & Fraud Prevention

- Instant Authorization & Billing: Payment is authorized and deducted immediately upon order submission. An automated confirmation with an invoice is dispatched immediately.

- Failed Transactions: If a payment is declined, verify billing name, address, CVV code, and ensure international transactions are permitted by your card issuer. No order is created on failed attempts.

- Automated Fraud Screening: We evaluate orders for fraudulent indicators and reserve the right to verify or cancel transactions deemed high-risk.